pre-qualification you can determine which loan program best fits your
needs. (List of loan programs to follow)
will know exactly how much you are qualified for. It’s no fun
to find your "ideal home" and then find out you can't
allows you to see what the down payment and closing will be.
you are a first time homebuyer, you may be able to qualify for a special
first time homebuyer program, saving money or allowing a larger purchase
with your lender to preview your financial options prior to shopping
for your new home affords you the opportunity to consider what you
really want and need before the emotions of purchasing your home engage.